Welcome To
The Mortgage Marc
Hi, I’m Marc! Your anti-jargon mortgage expert. I look forward to helping you understand this crazy world of home loans.
About Us
Who Am I?
I began my journey into the mortgage realm began back in 2012 during the HARP refinance frenzy. Starting as a Loan Processor, I quickly learned the importance of efficiency and precision, as the underwriting standards were exceptionally strict. This knowledge was carried along into Loan Origination when I obtained my license in 2014. Fast-forward to 2019, and I decided to become a Mortgage Broker and start my own 3rd Party Processing Company, Top-Shelf Processing. My primary focus is now educating clients on mortgage loans, while providing the highest level of service and expertise.
- Knowledgable
- Laid Back
- Educator
Acronyms & Definitions
Equity
Equity is the amount your property is currently worth minus the amount of any existing mortgage on your property
Credit Report
A credit history is a record of a borrower's responsible repayment of debts
LOX- Letter of Explanation
A Internal document provided to a lender by the borrower to explain information provided on the application in more detail.
Promissory Note
The terms of the Agreement stated above. Rate and Term (15, 20, 30 years) are expressed and publically recorded
Subordination
A Lienholder's agreement to retain their position once a primary lien is paid off via a refinance.
Promissory Note
The terms of the Agreement stated above. Rate and Term (15, 20, 30 years) are expressed and publically recorded
A Quick Message
Phone
(720) 295 - 0704
Phone
(970) 657 - 2925
Marc@MyBetterRate.com
Location
110 N. College Street, Ste. #2 Fort Collins, CO 80524
Get a free value estimate of your home!
I’m happy to answer any questions, discuss the latest mortgage rate updates, or dive deeper into these terms and definitions.
By submitting this form, you agree to our privacy policy. We’ll never share your information with third parties.